It is very easy to get life insurance. Usually its your bank who sells you the first life insurance policy. It is when someone talks about more than life insurance it gets tricky. Have you heard any of these products:
- Trauma Insurance
- Critical Illness
- Redundancy cover
- Total and Permanent disability
- Mortgage protection
- Income Protection
- Health insurance
- Hospital cash cover
- Household expense
- Progressive care
- Terminal illness cover
The list is longer and some of the above products have similar kind of cover but are called different names.
Here the problem while similar names of products may not offer the same product for the same cost. Every company has something unique to their product while some companies offering the same product may offer it for a higher cost.
It is a head spinner. Use the guide to life insurance 101 to give you some insight to start researching what options are available.
We are happy to help you when you are ready to talk.