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Redundancy Cover

How can I prepare for redundancy? Unfortunate but true! Anyone can be made redundant in this time and age! Technology has helped in many ways and getting older does not help either. Younger and more technically savvy employees are always on the way. The truth is it can be unexpected

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Insurance – Shopping around? Pitfalls

Shopping Around for Insurance! I had a client call me today and ask me some specific questions regarding Income protection. The truth of the matter is that we had conducted a review 7 months ago. It took me by surprise but when the client was satisfied with the answers, he

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Insurance Claims – Problems

The main reason why insurance companies or Insurance agents, brokers, advisers etc have a bad name or in general if there is any mistrust in your mind about the above then this post is for you. The loop hole – Non-disclosure Non-disclosure; from insurance contracts point of view, simply means

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Insurance Myths and Legends – Premiums increase

Insurance Premiums always increase – Myth or true? Sure enough, as it is always said of Taxes and insurance premiums that they never go down. I can’t comment much on taxes save that company tax rate went down in 2009, but for insurance premiums its definitely not true in all

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How much insurance do I need?

    It’s the most important question that we face with our clients! There is no right or wrong answer to this question, however as a rule of thumb 7 out of 10 cases at claim time find that it is never enough. Most of the time insurance is evaluated

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