Blog – ANIB

Redundancy Cover

How can I prepare for redundancy? Unfortunate but true! Anyone can be made redundant in this time and age! Technology has helped in many ways and getting older does not help either. Younger and more technically savvy employees are always on the way. The truth is it can be unexpected

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Insurance – Shopping around? Pitfalls

Shopping Around for Insurance! I had a client call me today and ask me some specific questions regarding Income protection. The truth of the matter is that we had conducted a review 7 months ago. It took me by surprise but when the client was satisfied with the answers, he

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Insurance Claims – Problems

The main reason why insurance companies or Insurance agents, brokers, advisers etc have a bad name or in general if there is any mistrust in your mind about the above then this post is for you. The loop hole – Non-disclosure Non-disclosure; from insurance contracts point of view, simply means

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Insurance Myths and Legends – Premiums increase

Insurance Premiums always increase – Myth or true? Sure enough, as it is always said of Taxes and insurance premiums that they never go down. I can’t comment much on taxes save that company tax rate went down in 2009, but for insurance premiums its definitely not true in all

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Trauma Insurance Myths and Legends

Lets start with the basics once again. I’ve gone through the basic search patterns online and found that while everyone talks about the product Trauma Insurance but no one really is going into the details of what it is. So I am endeavouring to educate you for the basics. Perhaps

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How much insurance do I need?

It’s the most important question that we face with our clients! There is no right or wrong answer to this question, however as a rule of thumb 7 out of 10 cases at claim time find that it is never enough. Most of the time insurance is evaluated

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Do You Need Life Insurance When You Retire?

The simple answer to whether you need life insurance when you retire is YES! There are three broad categories of people we will consider for this purpose! Category A: Debt Paid – People who have their debt paid and have some savings Category B: Debt Almost paid – People who

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https://www.youtube.com/watch?v=60XFPkznGyc

4 Ways to Get Financially Fit in Your 40s

Financial independence, the key to the good life we all work towards. So how to make it there by 40 when you start out with your first job at 20? Well in 20 years of work one would hope to be ahead in life and have plenty of independence to

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How much life insurance do I need?

Welcome again to our blog! When someone is really looking for the right option for themselves and their family, it becomes overwhelming when we start to consider options available to us. Lets look at it; Banks, Insurance companies and then the others which sell over the phone! The big question

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5 Steps to Make Sure Your Children are Protected Financially

Below is the article from Stuff.co.nz that I found worth posting it here for a general 101 for protecting children. Each day we take care of our children in so many ways – feeding, clothing, bathing, loving – but the demands of all that may mean you’re neglecting your

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